Posts Tagged ‘Kao-Ping Chua’

North Carolina Republican tries to tarnish Obamacare for the crime of … mandating maternity coverage!

June 21, 2014

By Matthew E. Milliken
MEMwrites.wordpress.com
June 21, 2014

A short item that Tara Culp-Ressler posted at Think Progress caught my eye on Thursday.

Mandy Cohen of the Center for Medicare and Medicaid Services, who is due to give birth in about three weeks, recently appeared at a House Oversight and Government Reform Committee hearing entitled “Poised To Profit: How Obamacare helps insurance companies even if it fails patients.”

During her testimony, Rep. Mark Meadows pressed Cohen about a provision in the Affordable Care Act that requires insurance companies to include maternity coverage in all new plans that they sell. The Republican representative, whose district covers the mountainous western corner of North Carolina, asked if there other coverages that insurers must sell (and which ipso facto consumers must buy) because of Obamacare.

Cohen: It depends on your personal family situation and your medical situation. I’ll say as an internist, and a primary care doc, that sometimes you don’t know what that medical situation will be going forward, and that’s the nature —

Meadows: But maternity is one that you can probably analyze pretty well for someone who’s in their 50s.

Cohen: Right, but it’s a minimal essential benefit we wanted to make sure every American has.

If this is going to be one of the GOP’s main points of contention about the Affordable Care Act, then the law could well have a very rosy future. Is it unfair for people (read: men) to pay for coverage that they aren’t going to use? Perhaps so, but that’s also a fundamental component of insurance.

And let’s remember what the health-insurance market was like before Obamacare mandated maternity coverage. The National Women’s Law Center released a study in early 2012 that captured many unsavory aspects of those not-so-good days.

Back then, gender rating — that is, charging women more than men for comparable coverage — existed without restriction in 36 states. Businesses with mainly female work forces were “routinely” charged more than others, the center reported. This disparity affected many hospitals, medical offices, pharmacies, community-service organizations, and home-health-care and child-care businesses, all of which skew female.

But gender rating may have had the biggest impact on the individual market. “Even with maternity coverage excluded, nearly a third of plans examined charged 25 and 40-year-old women at least 30% more than men for the same coverage,” the report stated (emphasis added).

Read the rest of this entry »

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