Posts Tagged ‘health care reform’

Considering employer-sponsored health insurance, Obamacare and the (possible) ruination of American health care

September 10, 2013

By Matthew E. Milliken
MEMwrites.wordpress.com
Sept. 10, 2013

Last week, I started looking at the case against the Patient Protection and Affordable Care Act as made by the Senate Conservatives Fund. The fund’s website has a fact sheet that offers some tangible reasons to be leery of Obamacare, including poll results showing that 41 percent of business owners put off hiring new workers and 38 percent delayed plans to expand expressly due to the health care reform law.

But not everything in the fact sheet is solid. Let’s start with this short excerpt from page two of the three-page document:

Obamacare will destroy American healthcare. 
• CBO estimated a loss of employer-sponsored coverage for 7 million people.

In February, the Congressional Budget Office released a set of projections for the next decade finding that “In 2022, by CBO and [the Joint Committee on Taxation’s] estimate, 7 million fewer people will have employment-based health insurance as a result of the Affordable Care Act.”

But wait. How exactly does such a decrease constitute the destruction of American health care? One of the reasons many people think health-care reform is necessary is that the private health insurance market has plenty of gaps: A number of employers don’t offer coverage, and many individuals can’t — or, sometimes, simply don’t — purchase insurance on their own.

Another problem with our current system is that people are reluctant to leave or switch jobs because they’re afraid of losing health care coverage. This phenomenon is called job lock. A 2004 study by a Heritage Institute scholar found that “for married women with employer-sponsored insurance, having an alternative source of coverage increases their likelihood of becoming self-employed by 75 percent…” If Obamacare works as planned, the exchanges would free up more married women to launch their own businesses. Isn’t that a good thing? Read the rest of this entry »

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Conservatives vs. Obamacare: Looking at (and debunking) part of the case against the ACA

September 7, 2013

By Matthew E. Milliken
MEMwrites.wordpress.com
Sept. 7, 2013

The conservative crusade against the Patient Protection and Affordable Care Act continues apace.

Let’s be clear, to borrow a phrase from the president: There are a number of reasons why the health care reform law is so loathed on the right. To cite just one factor: It passed Congress in 2010 without a single Republican vote.

And yes, this is a big and complicated law that tackles a huge swathe of our society and economy. There’s a chance that the so-called Obamacare legislation will work brilliantly. There’s a chance that Obamacare will fail spectacularly. My hunch is that the law will work, but in the manner that many large projects work — that is, imperfectly.

Glenn Kessler, the main Fact Checker columnist for The Washington Post, had a post Tuesday morning examining three particular claims made by U.S. Sen. Ted Cruz (R-Texas) in a television ad inveighing against Obamacare.

Here’s how Cruz starts off the spot: “There’s bipartisan agreement that Obamacare isn’t working. Democratic Senator Max Baucus, the lead author of Obamacare, says it’s a huge train wreck.”  Read the rest of this entry »

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