Archive for December 18th, 2013

Life, death and health care costs: Long-standing estate recovery provisions and Medicaid expansion under Obamacare raise concerns

December 18, 2013

By Matthew E. Milliken
Dec. 18, 2013

On Sunday, The Seattle Times printed an interesting feature by Carol Ostrom about a presumably unintended effect of Medicaid expansion under Obamacare. Here’s the heart of the story:

If you’re 55 or over, Medicaid can come back after you’re dead and bill your estate for ordinary health-care expenses.

The way [Port Townsend, Wash., resident Sofia] Prins saw it, that meant health insurance via Medicaid is hardly “free” for Washington residents 55 or older. It’s a loan, one whose payback requirements aren’t well advertised. And it penalizes people who, despite having a low income, have managed to keep a home or some savings they hope to pass to heirs, Prins said.

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